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Blog

December 20, 2021
Agency

BOPs and Commercial Property Insurance

Most small business owners choose to invest in business own policies—also known as BOPs. Put simply, BOPs can help business owners easily optimize their commercial insurance. BOPs usually contain several types of insurance, including commercial property coverage. This is an important form of coverage, as it can protect your business assets and possessions when damaging […]
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December 22, 2021
Agency

Business Insurance for Hairdressers and Beauticians

Business Insurance for Hairdressers and Beauticians If you’re a beauty industry professional, you might feel challenged when you start your search for the right commercial liability insurance benefits. Many in the industry automatically assume that they wouldn’t have a reason for a customer to file a lawsuit. But, the fact is that this risk exists […]
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December 27, 2021
Agency

What Is a Health Insurance Deductible?

Everyone needs health insurance, now more than ever. With the COVID-19 pandemic in its second year, there has never been a better reminder that taking care of your health is key to remaining well and safe. The right health insurance can help make certain you receive both routine and critical medical care affordably at the […]
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December 31, 2021
Agency

Can I Still Buy Term Life Insurance in My 40s?

Getting older means becoming wiser, and sometimes, you might be in your 40s before you realize that you need life insurance. You might even wish that you had purchased a policy 20 years ago when you were young, healthy and just starting out. Even though you might be looking for life insurance later in life, […]
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January 4, 2022
Agency

Do Entrepreneurs Need Business Insurance?

Being an entrepreneur is no piece of cake. You are going out on your own, venturing into a new industry and the future is unknown. Many factors will contribute to whether your new business will be a success or not. One of those factors is whether you purchase comprehensive business insurance from the get-go. Below, […]
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January 12, 2022
Agency

Four Essential Types of BOP Extensions

If you’re a small business owner who is looking for the best way to ensure your company, then a business owners policy—better known as a BOP—is a great way to start. It makes sense for many companies to carry this coverage because it offers several types of commercial insurance in one place. As a result, […]
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January 18, 2022
Agency

Comprehensive vs. Collison Auto Insurance

Auto insurance is designed to provide you with financial assistance in the event of an accident, theft or other instance of vehicle damage. After all, you shouldn’t have to bear the costs of an accident entirely on your own. There are a few separate benefits that the average policy will utilize to cover vehicle damage. […]
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February 1, 2022
Agency

Am I Too Young for Life Insurance?

When you’re still in your 20s, you might not be thinking a lot about your future financial needs. But, there’s no time like the present to start planning for events down the line. Even though life insurance might not be at the front of your mind today, that doesn’t mean you won’t need it later. […]
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February 8, 2022
Agency

When and Why You Need Commercial Property Insurance

Your business would not be able to succeed if the equipment, materials, stock and products that it utilizes were to become compromised. Damage, theft or destruction of property might interrupt your operations and put you in a significant financial bind as you work through the recovery process. Indeed, if the loss of property is too […]
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April 18, 2022
Agency

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  You might decide that leaving life insurance to family beneficiaries […]
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