Auto Insurance in Columbus, GA
Finding the right auto insurance can help you manage the financial burden caused by unexpected events such as accidents, theft or vehicle damage. Without coverage, you have to pay out of pocket for costly repairs, medical treatment or legal fees. At Accentor Accounting & Insurance Services, our team is dedicated to helping drivers navigate their auto insurance options and secure coverage that fits their budget.
What Do Policies Cover? 
Auto insurance offers a range of coverage options tailored to different driving needs, such as the following:
- Liability coverage may help pay for the costs of injuries to others or damage to their property if you’re found responsible for an accident.
- Collision coverage may assist with repair or replacement costs if your car is damaged in a collision, no matter whose fault it was.
- Comprehensive coverage may provide financial support when noncollision incidents like theft, vandalism or weather damage occur.
- Uninsured/underinsured motorist coverage may step in if you’re involved in an accident with a driver with inadequate insurance.
- Medical payments coverage may help cover medical bills for you and your passengers after an accident.
Who Needs Auto Insurance
In Georgia, all drivers must carry the state’s minimum liability coverage to operate a vehicle. Driving without the required insurance can result in fines, license suspension and other penalties. While the minimum liability coverage is mandatory, drivers are recommended to secure add-ons for greater financial protection. Additionally, lenders may impose coverage-related requirements.
For instance, you may add gap insurance, which can cover the difference between what you owe on your loan or lease and the car’s current value if your vehicle is totaled. You may also opt for roadside assistance coverage, which can offer financial help for common roadside emergencies like flat tires, dead batteries or towing needs.
Get Started
If you’re looking for reliable auto insurance in Columbus or the surrounding areas, our team is ready to help. Contact Accentor Accounting & Insurance Services today to discuss your needs and get a customized quote.